Effective Date: June 29, 2026 HGUHK (referred to as “We”) fully protects all visitors’ personal data and complies with Singapore’s Personal Data Protection Act (PDPA), China’s Personal Information Protection Law and cross-border data security regulations. This privacy policy outlines complete rules for data collection, usage, storage, sharing and protection, as well as all legal rights of users. By browsing financial columns, sending emails or using all website services, you confirm full reading and unconditional acceptance of all clauses below. 1. Types of Data We Collect 1.1 Voluntarily Submitted Personal Information We only collect data you actively submit without mandatory disclosure: Email inquiries, article submissions, commercial cooperation: Full name, email address, corporate entity, financial/economic job title, contact phone number Website cooperation forms: Asset management & fintech institutional cooperation demands Member registration (if applicable): Login email, account password, display nickname 1.2 Automatically Captured Anonymous Logs (Cookies / Server Logs) When you browse macro or fintech pages, our server automatically records de-identified device data: IP address, browser version, operating system, visited URLs, session duration, click tracks, unique device ID. This data is solely used to optimize page loading speed, calculate website traffic metrics and block web scrapers stealing economic data. It cannot be traced back to any single individual. 1.3 Sensitive Data We Do Not Collect Proactively Without legitimate business necessity, we will never request ID documents, passports, bank cards, trading accounts, asset statements or biometric data. We only receive such materials if you voluntarily upload corporate cooperation documents. 2. Legitimate Purposes of Data Usage Reply to macro, fintech and emerging market inquiries, submission & business emails Optimize real-time financial columns and weekly economic newsletters Generate anonymized global finance statistical reports (all personal identifiers removed, non-traceable) Detect scrapers, abnormal access and cyberattacks to maintain stable website performance Disclose data upon official legal documents issued by Singapore, China and international regulatory authorities Send weekly macro briefings you subscribed to (unsubscribe available anytime) 3. Data Storage & Retention Periods Storage Location: Compliant Singapore cloud servers fully aligned with PDPA cross-border data standards Retention Rules: Email correspondence archives: Stored for 3 years, then encrypted for long-term archiving Website access logs: Retained for only 90 days, auto-deleted upon expiry Business cooperation forms: Stored 2 years post contract termination; early deletion requests accepted Anonymization Process: All statistical datasets strip every personal marker to prevent user identification. 4. Data Sharing Rules We make a binding commitment: Without your written consent, we shall NOT sell, rent or share your personally identifiable information with third parties. Disclosure is only permitted under lawful scenarios: You submit written authorization to release your personal data Singapore or Chinese judicial/financial regulators issue formal legal summons Website merger or equity transfer occurs; successor entity must uphold this Privacy Policy Provide de-identified logs to cybersecurity service providers for platform defense Emergency scenarios to protect public or individual life & property safety Third-party advertising and analytics plugins only receive anonymized traffic data and cannot access your name or email address. 5. Your Legal Data Rights Submit requests via privacy@hguhk.cn. We complete identity verification and process all applications within 15 working days: Right to Access: Request a full copy of all personal data stored under your record Right to Rectify: Correct outdated or inaccurate contact information Right to Erasure: Delete all email and cooperation form archives linked to you Right to Withdraw Consent: Unsubscribe financial newsletters, disable tracking Cookies Right to Account Cancellation: Permanently erase member accounts and associated data Right to Appeal: File complaints about our data processing practices for compliance review 6. Cookie & Tracking Technology Explanation Our website uses Cookies to accelerate financial column loading and save your browsing preferences: Mandatory Cookies: Required for normal website operation and news display; cannot be disabled Statistical Cookies: For traffic measurement, fully removable via browser settings Disabling Cookies only impairs user experience and will not restrict free reading of research articles 7. Data Security Safeguards Full-site HTTPS end-to-end encryption to block data interception during transmission All user data stored with encryption; tiered backend access for authorized compliance staff only Regular server security audits & vulnerability scans, formal data breach response protocols All employees sign non-disclosure agreements banning unauthorized data export & distribution The internet carries inherent security risks; absolute 100% data protection cannot be guaranteed. Please refrain from uploading trading accounts, ID documents and confidential files. 8. Minor Protection This website targets adult investors and financial/economic practitioners. We do not actively collect data of users under 18 years old. If minor data is unintentionally captured, we will erase all records completely and immediately. 9. Privacy Policy Updates We may revise this policy to align with Singapore PDPA, Chinese data laws and platform business adjustments. Revised versions will be posted at the website footer with immediate effect. Material clause changes will be notified via email to past correspondents. Continued website use constitutes acceptance of updated policy. 10. Dedicated Privacy Support Contact Privacy compliance email: privacy@hguhk.cn Singapore Registered Operating Entity: HGUHK Media Pte. Ltd.